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PayPal Credit

Soakology can now offer another way to help you finance your new bathroom or your refit. Paypal Credit is now available in the checkout for all eligible purchases. A straightforward process from start to finish - depending on your history with Paypal, then could allow you to spread the cost of a purchase over 6 or even 12 months. In addition, you may be able to arrange for 0% interest on the repayments.

FAQ about PayPal Credit

Q. What is PayPal Credit?

A. PayPal Credit is a flexible way to pay a large sum online. The company offer a credit line that sits alongside your standard PayPal account.

Q. Will I automatically be approved for PayPal Credit?

A. It's not automatic. There is a short application form to fill out, but if you are approved, PayPal Credit is accessible from your PayPal account, allowing you to manage your payments, view your balance and check your monthly statements online. There's no fiddly paperwork and you get a decision in seconds.

Q. Where can I find out more about how PayPal credit will work for me?

A. The best source of information is PayPal UK - PayPal Credit Basics UK.

Q. How will I know I am eligible for Paypal Credit?

A. You need to be over 18 years old, have a paypal account and a minimum income. You need to be a UK customer and have £150 worth of goods in your basket. Then you will be eligible to apply for PayPal Credit.

If you are approved for a credit limit over and above the interest free facility requested with PayPal Credit, and use it for future purchases, the standard variable rate will apply. This is currently 17.9% APR (variable).

Q. How do I use PayPal Credit on

A. It's easy. When you have all your chosen products in your Soakology basket, click on the PayPal Credit button next to the regular PayPal button. PayPal will then check to see if you are eligible or have already signed up to PayPal Credit

PayPal Credit
Q. If PayPal refuse my application can I appeal?

A. Unfortunately, we at Soakology have no influence in PayPal's decisions. We can still process the order normally, through a card payment or PayPal's standard system


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